Financial

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The cost of treatment depends on the complexity of the patient's treatment needs. We will discuss fees and payment options before treatment begins. We offer in-office financing as well as outside credit options. We work with numerous insurance companies in filing the necessary paperwork to obtain orthodontic benefits. In the case that flexible benefits are available to pay for orthodontia, please discuss available funds with our treatment coordinator or billing office. IRS guidelines for use of flexible benefits for orthodontia are different than for other types of healthcare. It is advisable that you discuss your desired use of your funds with the administrator of your flexible spending plan.

Fees

We strive to provide the highest level of orthodontic treatment while keeping costs and fees down. Please read our financial policies:

  • We offer a 5% fee discount for payment in full at the start of treatment. If your treatment is covered under insurance, the discount will be applied to your portion of the fee that is not covered by insurance.
  • If you prefer to pay for treatment over a period of time, we can make arrangements for you to make monthly payments on an automatic recurring basis by credit card, debit card or ACH debit.
  • For your convenience, we accept payment by cash, check, VISA, MASTERCARD, AMERICAN EXPRESS, DISCOVER and ACH debit.

Insurance

If you have insurance, we will determine the coverage available from your plan prior to the start of treatment. Professional care is provided to you, our patient, and not to an insurance company. Thus, the insurance company is ultimately responsible to the patient and the patient is ultimately responsible to the doctor. We will assist in every way in filing your claim and handling insurance questions from our office on your behalf. However, any change in employment or elected insurance coverage may result in termination of benefits and/or a possible refund request from your insurance company. If that occurs, you are responsible for the remaining balance unpaid by or refunded to the insurance company. We strongly advise that you discuss any changes to your plan with your Human Resources representative at your employer during the course of treatment, as well as advise our billing office of those changes.

We are a preferred provider with Delta Dental, Cigna, Aetna, MetLife, United Healthcare, Assurant and Guardian.

HIPAA Authorization

Please complete the form below and bring it with you to your first appointment. You may also email the completed form to scheduling@toombsorthodontics.com.